PTPTN arrears or a bad CCRIS — can I still buy?
Quick answer: Yes, but fix it first. Settle or restructure arrears, pay on time for at least 6–12 months, and cut small debts to lower your DSR. Check your free eCCRIS report and get AKPK advice if needed.
Read loan rejected: causes & fixes.
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Frequently asked questions
PTPTN arrears or a bad CCRIS — can I still buy?
Yes, but fix it first. Settle or restructure arrears, pay on time for at least 6–12 months, and cut small debts to lower your DSR. Check your free eCCRIS report and get AKPK advice if needed.