On a RM5,000 salary, what house price can I afford in JB?
Quick answer: With RM5,000 net salary, 60% DSR and RM800 monthly debt, the maximum instalment is about RM2,200 — roughly a ~RM500k loan at 4% over 35 years, i.e. homes around RM500k–RM550k at 90% margin. Double-storey terraces in Seri Alam, Bandar Dato' Onn or Ulu Tiram fall in this range.
Actual numbers depend on the bank, CCRIS and documents. Try the home calculator.
Frequently asked questions
On a RM5,000 salary, what house price can I afford in JB?
With RM5,000 net salary, 60% DSR and RM800 monthly debt, the maximum instalment is about RM2,200 — roughly a ~RM500k loan at 4% over 35 years, i.e. homes around RM500k–RM550k at 90% margin. Double-storey terraces in Seri Alam, Bandar Dato' Onn or Ulu Tiram fall in this range.