Johor home buying FAQ
Short, direct answers. Follow the links for detail.
Frequently asked questions
How much is the Bumiputera discount in Johor?
Usually 15% for Bumiputera-quota units in new projects subject to the quota. It doesn't apply to subsale. Read the guide.
Do first-time buyers pay stamp duty?
Not for homes up to RM500,000 (SPA to 31 Dec 2027). Budget 2027 extends relief to homes up to RM750,000 (first RM500,000 full, balance 50%) for SPAs from 2027 to 2030.
What is Perumahan Kasih Johor?
Johor state aid in 2026: RM5,000 first-home purchase aid, RM2,000 move-in aid and RM2,500 rental aid. Apply 3 Aug–31 Dec 2026; applicant and spouse must be registered Johor voters.
What is the LPPSA limit in 2026?
RM1 million (Budget 2026), with a reported 4% profit rate for financing up to RM750,000.
Can I buy a house without a payslip?
Yes, through SJKP for gig workers and the self-employed, for homes up to RM500,000.
Can I use EPF to buy a house?
Yes, through Akaun Sejahtera (formerly Account 2) to buy, reduce the loan balance or pay monthly instalments.
Which areas in Johor Bahru are cheapest?
Ulu Tiram, Kulai, Senai, Pasir Gudang and Masai are usually more affordable. Compare areas.
Do you charge buyers?
For most new projects, commission is paid by the developer. For subsale and special requests, any fee is agreed in writing first.