First-home buyer aid in Johor (2026)
Quick answer: First-time buyers in Johor can stack several kinds of help: a full stamp duty exemption on homes up to RM500,000 (SPAs to 31 Dec 2027; Budget 2027 extends relief to RM750,000 for SPAs from 1 Jan 2027 to 31 Dec 2030), Perumahan Kasih Johor — RM5,000 first-home purchase aid plus RM2,000 move-in aid (applications 3 Aug–31 Dec 2026), Rumah Mampu Milik Johor (RMMJ), and EPF Akaun Sejahtera withdrawals.
Key facts
| First-home stamp duty | 100% exempt up to RM500,000 (SPA to 31 Dec 2027) |
|---|---|
| Budget 2027 | Up to RM750,000 (partial), SPA 2027–2030 |
| Perumahan Kasih Johor | RM5,000 + RM2,000; apply 3 Aug–31 Dec 2026 |
| EPF | Akaun Sejahtera for purchase / instalments |
1. First-home stamp duty exemption
Citizens buying their first home up to RM500,000 get a 100% exemption on stamp duty for the transfer and the loan agreement, for SPAs signed up to 31 December 2027.
Budget 2027 (tabled 9 Oct 2026): homes up to RM750,000 — first RM500,000 fully exempt, the balance 50% exempt — for SPAs from 1 Jan 2027 to 31 Dec 2030. Check that it has been passed and gazetted before relying on it.
The Bar Council has flagged that if the market value exceeds the limit, the exemption may not apply even if the price is below it. Ask your lawyer.
2. Perumahan Kasih Johor 2026
| Aid | Amount |
|---|---|
| First Home Purchase Aid | RM5,000 |
| First Home Move-in Aid | RM2,000 |
| Rental Aid | RM2,500 |
- Applications: 3 August – 31 December 2026, via the official form to PKPJ.
- Applicant and spouse must be registered voters in Johor; first home in Johor.
- Price cap reported at RM650,000 (one source says RM500,000) — confirm with PKPJ.
- Household income limits reported at RM5,000 (JS-SEZ area) or RM4,000 (outside).
3. Rumah Mampu Milik Johor (RMMJ)
The state is targeting tens of thousands of RMMJ units, sold at controlled prices to eligible Johor residents. Check current projects with PKPJ.
4. EPF Akaun Sejahtera (formerly Account 2)
- Can be used to buy a first or second home, reduce the loan balance, or pay monthly instalments.
- Needs proof of purchase such as the SPA.
- Akaun Fleksibel is not the account for housing withdrawals.
Frequently asked questions
What aid is available for first-time home buyers in Johor in 2026?
Stamp duty exemption for homes up to RM500,000, Perumahan Kasih Johor (RM5,000 purchase aid and RM2,000 move-in aid), Rumah Mampu Milik Johor (RMMJ), and EPF Akaun Sejahtera withdrawals.
When can I apply for Perumahan Kasih Johor 2026?
From 3 August to 31 December 2026 via the official form to PKPJ. The applicant and spouse must be registered voters in Johor.
Can I use EPF for my house deposit?
Yes, through an Akaun Sejahtera (formerly Account 2) housing withdrawal with proof such as the SPA.
Sources & further reading
- Berita Harian — Pengecualian penuh duti setem rumah pertama (Belanjawan 2027)
- RinggitPlus — Cadangan pengecualian duti setem hingga RM750,000
- eCentral — Perumahan Kasih Johor 2026
- The Iskandarian — Inisiatif bantuan perumahan Johor
- The Iskandarian — Sasaran unit RMMJ Johor
- KWSP — Laman rasmi
- RinggitPlus — Panduan akaun KWSP 2026